Auto Loans For New Canadians

New to Canada? At Vernon Toyota, we’ll make leasing your next vehicle easy!

Apply For Car Leasing

Let’s Get You In The Driver’s Seat

With no credit history or vehicle-buying experience in Canada, we know that getting a car loan can be challenging for new residents. At Vernon, our Newcomers Program aims to help individuals new to Canada get access to a reliable vehicle and affordable financing solutions.

Getting Approved Is Easy As 1,2,3

Step 1

Browse Our Inventory

Browse our selection of new Toyota cars, trucks, and SUVs to find something that meets your needs.

Step 2

Have Your Docs Ready

Be sure to have your:


Proof of Permanent Residency Status


Proof of Income

permanent residence

Proof of Established Permanent Residence

visa - work permit

Valid Work Permit or Work Visa with Expiry Date

Step 3

Fill out our form

Our team will contact you regarding your approval!

New Canadians Apply For A Toyota Car Lease Here!

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Who Is Eligible For A Toyota Car Lease?

checkmarkPermanent Canadian residents

checkmarkPermanent resident investors

checkmarkTemporary residents with working visas

Find Your Dream Car

Driving away in a new Toyota is possible for new Canadians! Our Toyota Leasing Programs make getting the car you need to get to work, school, and beyond simple and affordable. Let’s turn your dreams into reality - start browsing our new cars, and we’ll take care of the rest.

Browse New Cars

Toyota Leasing: Frequently Asked Questions

Can I apply for an auto loan before arriving in the country?

We require you to be physically present in the country to apply for an auto loan with an established Canadian residential address. However, you can always browse our vehicle inventory and gather the necessary documentation beforehand.

Do I need a cosigner to get an auto loan as a new resident?

While having a cosigner with a strong credit history can improve your chances of getting approved and securing better loan terms, it is not mandatory. If you can’t find a cosigner in Canada, no worries! Our program offers flexible financing and leasing options.

Will my international credit history be considered?

Most Canadian lenders do not consider international credit history. However, some lenders might review your foreign credit history through international credit reporting agencies or specific programs designed for new residents.

Contact Us

Leave us a voicemail
or send us a message

Give us a call at (250) 545-0687 or click here to send us a message!

3401 - 48th Avenue, Vernon, BC V1T 9W1