Auto Loans For New Canadians

Let’s Get You In The Driver’s Seat

With no credit history or vehicle-buying experience in Canada, we know that getting a car loan can be challenging for new residents. At Vernon, our Newcomers Program aims to help individuals new to Canada get access to a reliable vehicle and affordable financing solutions.

Step 3

Fill out our form

Our team will contact you regarding your approval!

Who Is Eligible For A Toyota Car Lease?

Permanent Canadian residents

Permanent resident investors

Temporary residents with working visas

Toyota Leasing: Frequently Asked Questions

Can I apply for an auto loan before arriving in the country?

We require you to be physically present in the country to apply for an auto loan with an established Canadian residential address. However, you can always browse our vehicle inventory and gather the necessary documentation beforehand.

Do I need a cosigner to get an auto loan as a new resident?

While having a cosigner with a strong credit history can improve your chances of getting approved and securing better loan terms, it is not mandatory. If you can’t find a cosigner in Canada, no worries! Our program offers flexible financing and leasing options.

Will my international credit history be considered?

Most Canadian lenders do not consider international credit history. However, some lenders might review your foreign credit history through international credit reporting agencies or specific programs designed for new residents.

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